Attention homeowners in Charleston and Charleston County: Need an appraisal?

The top 7 reasons why SC homeowners hire Shane Langdale:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
To challenge a SC property tax assessment
To lower your monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in SC by determining the true market value of real estate in question

Own a home in or near Charleston, SC and need help deciding the price of it?
Contact Shane Langdale.

At Shane Langdale, we understand the unique needs of a consumer looking for appraisal services. Our customary business clients understand the appraisal process and the customary documents we provide. Being a regular person not in the real estate business that ordinarily doesn't look at appraisals on a regular basis,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Shane Langdale will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value estimation than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We're experienced in helping homeowners just like you remove unneeded and unwanted PMI insurance.

Challenge a property tax assessment

Lets say you live in an area that's declining -- your local tax assessor may have your house overvalued. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When contesting your property tax assessment, getting an expert appraisal from Shane Langdale is your best weapon.

HELOC recently frozen?

If your home is in a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from Shane Langdale can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for accuracy, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Shane Langdale offers field reviews where we go out and check the subject and comps in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Shane Langdale can help with that too. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.